Tools

Money Tree  Buy MF Online
Money Tree Retirement Planning Calc
Money Tree Other Calculators
Money Tree Downloads
Money Tree Sending Greeting Cards
Money Tree LIC Nav
Money Tree Human Life Value Calc
Money Tree Delay Cost Calc
Advertiesment
Money Tree

Home what is Asset Allocation ? By Financial Consultant Place

 
The asset allocation decision is based upon your risk appetite. Risk appetite indicates how much risk you can tolerate / allow on your investments so as to achieve optimum returns. Some of the indicators that give an insight into your risk appetite are described below:
    1. Age: Your age is the single greatest indicator of your risk appetite. A young person will have a higher risk appetite when compared to an older person because of lesser responsibilities an a longer investment horizon.


    1. Investment Horizon:; people of the same age may not have the same risk appetite if their investment horizons are different. For example, a 30 year old with a 3 year investment horizon would have a lower risk appetite when compared to a 30.


  1. Personal Circumstances: it is possible that there is a change in your personal circumstances which might inspire you to change your strategy. For example, if there is an increase in liabilities, you might choose to take less risky assets so as to mitigate risk on your investments.
Your Asset Allocation

Current Asset  Allocation

On analysis of your allocation , we observe that the Debt-Equity mix of your portfolio is:


Debt: 1% Equity: 99%

Ideal Asset Allocation

Here is an asset mix that is ideal for your age, considering a 10-30 year time horizon and a moderate risk taking capacity:


Debt: 40% Equity :60
Therefore, to achieve an ideal asset allocation, you will need to Decrease your equity component from 99% to 60%. You can do this by switching between the funds available in your policy.
Your Asset Allocation
Current Asset Allocation
Scheduled A Meeting With Us
captcha
Money Tree
Money Tree
Money Tree
Money Tree
Money Tree
Insurance News


3 Point Analysis | Life insurers: Healthy premium growth in February Private players’ unweighted total premium grew 17 percent YoY, much slower compared to the 42 percent YoY growth for Life Insurance Corporation of India (LIC).
Fri, 15 Mar 2019 13:46:14 +0530


Life insurers report healthy premium growth in February; buy ICICI Pru NULL
Thu, 14 Mar 2019 17:09:30 +0530


Managing Money with Moneycontrol | Why  how should you get life insurance In this episode of Managing Money, Abhishek Bondia, Co-founder principal officer, SecureNow explains the importance and helps choose the perfect cover for yourself.
Fri, 22 Feb 2019 20:46:58 +0530

MF News


Joydeep Sen The impact of the revised norms on returns from liquid funds would not be huge.
Mon, 04 Mar 2019 09:40:54 +0530

Video
Money Tree arrow